It’s surprising to know that there are several backpackers who travel across Europe without insurance. As a backpacker/ traveler, it is advisable that you get hold of an insurance for your safety and a memorable trip. Remember, insurance is meant for exigencies, so why take a chance? Here are a couple of travel insurance companies for you to choose from:

World Nomads

From adventure sports to backpacking to any part of the world, as a traveler you need not worry if you have insurance from World Nomads. Recommended by Lonely Planet, World Nomads is a reliable travel insurance firm that caters to travelers in more than 150 countries, world wide. You can also avail of a free travel journal, along with SMS security alerts to keep you updated on your bookings and travel.
With just one travel insurance policy, you are covered no matter where you are in the globe. World Nomad gives you the flexibility to buy, extend and claim online from anywhere across the world, 24/7, even when you’re traveling.

Travel Guard AIG

Their travel insurance plans cover for vacations, trips, cancellations, travel disruptions/ delays, medical emergencies, lost baggage and lots more. Catering to more than 6 million travelers every year, Travel Guard AIG offers a round the clock emergency helpline assistance.

What travel insurance does not cover: Most travel insurance policies have may/ may not cover the following:

• Pre-existing medical conditions before travel
• If you are reckless and intentionally put your life in danger
• Engage in alcohol/ drugs
• HIV or STD's

It is highly recommended that you read through the insurance policies very carefuly.